Posted Rate    Best Rate

Variable   ............................................................................................................................................       3.95%             3.10%
HELOC / All In One  .........................................................................................................................                               3.95%
1 Year      ............................................................................................................................................       3.59%             3.59%
2 Year      ............................................................................................................................................       3.74%             3.32%
3 Year      ............................................................................................................................................       3.89%             2.89%
5 Year      ............................................................................................................................................       5.34%             3.09%
7 Year      ............................................................................................................................................       5.80%             3.72%
10 Year    ............................................................................................................................................       6.10%             3.85%

* Based on a current Prime rate of  3.95%
* Rates subject to change without notice, special offers, and qualifying conditions apply.